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In some cases termed a “fresh start” bankruptcy, a “clean slate” bankruptcy or a “liquidation,” Chapter seven bankruptcy is The simplest way to consider Charge of your money condition and begin in check excess of by eliminating your debts. In Chapter seven you can wipe out your charge card debts, clinical expenses, payday financial loans, lawsuits, judgments, unpaid balances on repossessions or foreclosures, particular loans, guarantees and much more.